Insurance, Financing & Billing

Financing Options

Interest Free Financing Plans

Ask our financial coordinator for details on Flexible Spending Accounts and our no up-front costs, Interest Free Financing Plans!

Corrective eye surgery has never been more affordable. Whether you’re a candidate for LASIK, Cataract Surgery with Intraocular Lens Implants or Implantable Contact Lens (ICL); financial considerations should not be an obstacle to improving your eyesight.

We offer the following finance plans


Apply for CareCredit

It’s easy! Click below to apply!

Flexible Spending Account

You may also use a Flexible Spending Account for most of our services.


Eye Centers of Florida participates with many major insurance plans. Our billing staff will be happy to answer any of your insurance questions at 1.888.393.2455.


Eye Centers of Florida is a Medicare Part B provider. We accept assignments on all Medicare Part B claims. We will submit all Medicare claims for you. By Medicare law, each patient is responsible for the yearly deductible. Patients are also responsible for the 20% co-pay of the Medicare allowable charge. If you have supplemental insurance we will bill your supplement insurance. If there is any remaining balance after Medicare and the supplement insurance payments, the patient is responsible. Medicare does not pay for the refraction involved in your eye exam – this is your responsibility.

Private Health Insurance Plans or Self-Pay

Our offices participate in many HMOs and PPOs. As a courtesy to our patients, we will file claims with your insurance company. Please be aware that your insurance reflects a contract between you and your insurance company. You, the patient, are responsible for your bill. It is important that you obtain necessary referrals if your insurance requires them.

For those patients without health insurance you will be expected to pay at the time of service or make payment arrangements with our billing office. Although fees are due at the time of your visit, we will do everything possible to help you structure an affordable payment plan for surgical procedures or long-term treatment.

Please discuss any special financial arrangements with our billing and financial coordinator at the time of, or prior to your appointment. Any amount considered in excess of the “usual” and “reasonable and customary” amount that is not paid by your insurance company becomes your responsibility. You further agree to pay to the practice any balance on your account within 60 days of treatment. Lastly, if any action of law or inequity is brought to enforce this agreement, the practice shall be entitled to reasonable attorney’s fees, court costs, and any other cost of collection required.

Managed Care Networks

Eye Centers of Florida is a provider for many managed care plans. We are on the Vision Plans for Vision Services Plan (VSP), Vision Benefits of America and Aetna Focus. If you are a managed care participant, please provide us with all pertinent information, referral forms and your participation card. Co-pays, co-insurance and/or deductibles will be due at time of service.

Non-Covered Services

Not all services are covered by all insurance health plans. Some services may not be covered by your specific or individual policy. Services that are not covered are the patient’s responsibility.

Billing Information

Agency for Healthcare Administration Information & Pricing Estimates

You can find information about Eye Centers of Florida on the State of Florida’s Agency for Healthcare Administration website, here:

You can find information on payments made to the facilities for the defined service bundles and procedures here: This service bundle information is a non-personalized estimate of costs that may be incurred by the patient for anticipated services. Actual costs will be provided to the patient based on services that are rendered.

You can find information about patient billing, price transparency, and rule 59A-5 in this PDF: 59A-5.032.pdf

Right to a Price Estimate

Potential and active patients have the right to request an estimate from Eye Centers of Florida for their future services and procedures. They can do so at (888) 393-2455.

Working with Other Health Care Providers

Some services at Eye Centers of Florida may be completed by other health care providers who may use different billing processes, health insurances, and health maintenance organizations (HMOs).

Potential and active patients have the right to request a personalized estimate, and service information including billing and insurances accepted, from Eye Centers of Florida or these other providers. Potential and active patients should directly contact the other health care providers involved in their care for this information, as it may differ from Eye Centers of Florida.



1620 Medical Lane, Suite 100
Fort Myers, FL 33907

Quest Diagnostics


Corporate Headquarters
500 Plaza Drive
Secaucus, NJ 07094



5172 Mason Corbin Ct., Ste. 2,
Fort Myers, FL 33907

Out-of-Network Providers

Patients whose insurance is out of network from Eye Centers of Florida may still be able to get an adjustment on their liability. This is only possible when Eye Centers of Florida is not actively prohibited from offering out-of-network adjustment under state law, Federal law, or the insurance provider. This adjustment will vary based on the insurance plan. Delinquent accounts may lose the adjustment.

You can learn more or request an estimate from Eye Centers of Florida by calling (888) 393-2455.

Disclosure of Ownership

Your provider may have a vested interest in Eye Centers of Florida.

Section 1557 of the Patient Protection and Affordable Care Act

Section 1557 is the nondiscrimination provision of the Affordable Care Act (ACA). The law prohibits discrimination on the basis of race, color, national origin, sex, age, or disability in certain health programs or activities. Section 1557 builds on long-standing and familiar Federal civil rights laws: Title VI of the Civil Rights Act of 1964, Title IX of the Education Amendments of 1972, Section 504 of the Rehabilitation Act of 1973 and the Age Discrimination Act of 1975. Learn more here:

WARNING: Internet Explorer does not support modern web standards. This site may not function correctly on this browser and is best viewed on Chrome, Firefox or Edge browsers. Learn More.